NCX2024-08-27T08:52:48-05:00

Follow Form Excess Habitational

Program Highlights

A uniquely bespoke design to protecting habitational risks.

By carefully blending knowledge, data, and entrepreneurship, Jupiter Risk Services NCX approaches the process of insuring habitational risks through the lens of the consumer and has designed a program to ensure its clients and business partners are well protected and resilient.

  • Jupiter Risk Services NCX continues to expand its geographic footprint and portfolio of primarily garden-style apartments across targeted States. Jupiter Risk Services NCX is a member company of Risk Theory and is considered the habitational market of choice by leading agents and their clients.
  • By utilizing proprietary technology and sophisticated data analytics, Jupiter Risk Services NCX addresses the asymmetrical imbalance that has historically challenged insurers and underwriters of habitational risks.

The Habitational Insurance of Choice

Jupiter Risk Services has been carefully designed and structured to meet the needs of agents, clients, and their lenders.

  • Follow form excess property damage and business interruption
  • $5m minimum attachment point
  • Limits up to $500m available
  • Non-admitted basis, excess & surplus program, AM Best A- VIII paper

Product & Capabilities

Best in class coverage and easy point of access.

Submission Requirements2024-08-26T17:40:44-05:00
  • Complete SoV, utilizing this user friendly template: Download here

  • Completed ACORD Application 125

  • 3-Year Loss History

  • Attachment layer, target limit and premium

  • Copy of underlying form and conditions
  • Submit by email to ncxnew@jupiterrisk.com
Coverage & Availability2024-08-23T17:22:06-05:00
  • Follow form excess property damage and business interruption

  • Coverage is available in all states, except California, Delaware, Alaska, Hawaii, and Florida.
  • Weather related coverage not available in Coastal Tier 1 and Costal Tier 2
  • Excludes Flood and Earth Movement
Eligible Risks2024-09-05T16:23:51-05:00
  • Garden style apartments/condominiums/townhomes & duplex type construction.

  • $50m maximum TIV per location. No limit for number of locations

      • $7.5m maximum building value
      • $5m maximum average building value per location
  • No Limitations on Loss Experience

  • 60% or Greater Occupancy rate

Ineligible Risks2024-08-23T17:22:20-05:00
  • Nursing Homes

  • Manufactured Housing

  • Rehab Facilities

  • Safe Houses, Group Homes & Halfway Houses

  • Apartments with Wood Shake Roofs

  • Municipalities

  • Assisted Living Facilities

For more information about Jupiter Risk Services, please email us at:

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